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All copyrights of Citizen Financial Group, Inc. are reserved. Citizens is the brand name of Citizens Bank, member NA FDIC.
** Open your first new Citizens Analysis Business checking account between April 1, 2024 and April 30, 2024. The following charges will be waived for one year: monthly maintenance charges, per-transaction charges, wire charges, and AccessOPTIMA charges. Overdraft fees still apply. Important details about overdraft protection: If you pay for a transaction that overdrafts your account, you will be charged a $35 overdraft fee for each item paid. If you return a check or ACH transaction unpaid due to insufficient funds in your account, we will charge a restocking fee of $35 for each item returned. We will limit the total amount of overdraft fees and/or returned item fees charged to you in any one business day to no more than eight (8) times totaling $280. Once you have debited your account, you should increase your balance to positive as soon as possible. Whether or not an overdraft is paid is optional and we reserve the right not to pay it.
Banking products are offered through NA Citizens Bank (“CBNA”). For deposit products, members of the FDIC.
Citizens Wealth Management (or DBA Citizens Private Wealth, as the case may be) is a division of Citizens Bank of NA (“Citizens”). Securities, insurance, brokerage, and investment advisory services provided by Citizens Securities, Inc. (“CSI”), a registered broker-dealer and SEC registered investment advisor – member FINRA/SIPC. Investment advisory services may also be provided by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment advisor, or his unaffiliated members of FINRA and SIPC, who provide brokerage and custodial services to CFA clients ( For more information, see Form ADV). Insurance products may also be provided by third parties other than Estate Preservation Services, LLC (“EPS”) or our affiliates. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services provided by Citizen.
Securities, investments, and insurance products are subject to risks, including the loss of principal invested. Also:
· Not FDIC insured · Not bank guaranteed · Not a deposit · Not insured by any federal agency · May lose value
